Let’s look at one of your most important assets – Your Income.
Your income dictates you and your family’s lifestyle and future plans. Your income pays you and your family’s living expenses. It pays your mortgage, your day to day living expenses, your health insurance, college fees, etc. It pays for your holidays. Ask yourself, if you died, or was unable to work as a result of suffering a serious illness or injury, how would your family cope financially. How much would be needed each month to cover the essential outgoings?
You need Independent Financial Advice to put a plan in place which suits your personal budget to protect you and your family in the event of such unforeseen financial Hardship.
This policy provides a tax efficient method of replacing some of your earned income if you cannot work as a result of suffering any long-term illness or injury. In this event an Income Protection policy can replace up to 75% of your usual income, less any social welfare payments which you are entitled to.
You can arrange this cover at a premium that suits your budget by deciding how much benefit you want and when you want it to start (deferred period).
Income protection gives you peace of mind if the unexpected were to happen.
To see how we can assist you with your Future Financial Planning, contact our Qualified Financial Advisor Mary Brennan on 086 0203005 or firstname.lastname@example.org