Did you know… Underinsurance is one of the biggest concerns on the market today. With the cost of materials and labour on the rise, a lot of your property may be underinsured which means, were a claim to occur, you would not be fully covered. Your Sums Insured on any property must be based on the cost of rebuilding/replacement of that property & NOT the market value. If in doubt, visit the SCSI Rebuild Calculator website or contact a professional valuator.