There are various types of liability Insurances;
- Public Liability: Insurance that covers the insured in the case of legal action brought by members of the public as a result of bodily injury or property damage.
- Products Liability: If you sell a product that causes personal injury or property damage then legal action could be taken against you. For some business’ this is really important cover. The Consequences of Defective Workmanship is a form of this type of Insurance that can suit certain businesses such as Motor Garages, etc.
- Employers Liability: An insurance policy that can protect employers from liabilities arising from disease, fatality, or injury to employees resulting from workplace conditions or practices.
- Professional Indemnity: Various professional services and products can give rise to legal claims without causing any of the specific types of harm covered by other liability policies. Common claims that Professional Indemnity Insurance covers are negligence, misrepresentation, violation of good faith and fair dealing, and inaccurate advice.
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